Ruby Allure's Books

Ruby Allure's Books
Ruby Allure's Books
Showing posts with label riches. Show all posts
Showing posts with label riches. Show all posts

Tuesday, 5 July 2016

The Five Benefits of Multiple Incomes

The Five Benefits of Multiple Incomes

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When any form of financial crisis develops you recognise the importance of establishing multiple incomes. The reason I mention this is the uncertainty that has come from the whole Brexit situation. I have noticed a general consensus of un-ease and people curbing their spending in the environment I work within. Hang on... Work? You're an author aren't you? Well I am and I freely admit that I don't just work as an author. I also work in a large corporation in the capacity of business analyst, social media team leader and a project leader. In fact, whatever the corporation can do to use the skills available then it will. In addition, I worked as a photographer for eighteen years and submitted work to photo-banks and finally I worked as a creative writing lecturer for evening classes. You may wonder why on earth I did all of that. Well I have always been a firm believer in being able to support yourself. There will always be crisis, financial ups and downs and times when you want to sit back and enjoy. Yes there is more to life than money; however, money enables you the freedom to enjoy ]'the more to life.'
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After watching the markets this week, I wondered about people and their incomes and their spends. So many people put their money on credit cards in the hope of better times. The way I see it is the best time is now. Times do change; however, facing your finances, modulating your income and being inventive in establishing multiple ways to generate income can become a pleasure. I know people that have foreign students who study English stay in their house. Others allow people to stay in their spare rooms or park on their drives. There are so many ways to generate incomes yet so many individuals become fixed in their financial beliefs and consider only one option. Consider how money can be made on Ebay, it can be made by writing, not just books but articles. Art works, web designs even speaking can all generate incomes and those incomes can be funnelled into paying off mortgages, generating rainy day fund and paying off debt. There are so many ways to make money, it is just a case of putting your mind to it.
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I know this is obvious, yet when I speak to people about multiple incomes they say that I am lucky. No it is not luck, it is a decision. You make a decisive decision to determine additional ways to make income and action it. Consider how many hours people sit inanely in front of the television. One of those evenings could be spent generating extra income. That little bit of extra money generated over ten years makes for a sizeable sum.
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Over the years I have read plenty of books on the money making subject such as The Rules of Wealth, The Richest Man in Babylon, The Automatic Millionaire, The Four Hour Working Week and Think and Grow Rich - to name but a few. The thing is one can make learning how to make money a hobby and the by-product is moving towards financial freedom. There aren't many hobbies that enable that are there?
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So my Five Benefits of Multiple Incomes are:

  1. Being able to have money to play with, for rainy days and general reserves.
  2. Being able to pay off debt quicker and save quicker.
  3. Not relying on one income when the job market is unstable.
  4. Learning that money making can be fun, learning adaptable skills and money making skills.
  5. Money dictates your tolerance level and reliance on a job. When you have multiple incomes if something annoys you then you have the power to say 'stuff it'.



5 of 5 stars A brilliant, well-written, compelling read. 11 Jun. 2016
By LMS#YOM - Published on Amazon.com
This is a fascinating and powerful book that delves into the workings of financial institutions perfectly. After a lot of soul searching and personal debate the main character, Gillian, joins M.O.N.E.Y but then she quickly realises what a cult-like existence it is. Gillian bears witness to the extreme pressure to fit in and become part of the clique, but does she really want to conform? The challenges and demands put upon the ‘chosen’ ones to constantly improve and achieve their optimum is intense. The deceptive tactics used are all a part of M.O.N.E.Y’s control, but then comes the devastating feeling of being owned. Is it all too much for Gillian? Will she survive M.O.N.E.Y? A brilliant, well-written, compelling read.




Tuesday, 17 November 2015

Need some motivation?


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Well this is it... There is a tremendous sense of achievement when a person starts with nothing... When I say nothing - never heard of, never known and literally stands at the base of a mountain and thinks - how on earth does anyone ascend such a monster? Obviously that is metaphorical mountain and we all have mountains in our lives to climb. That is probably why we chose to live: to learn, to experience, to grow and be challenged. Or it might be to arrive in the world and buy things and die. It simply depends which school of thought you are in... and whether the conditioning has paid off.

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Anyway I deviate. In the school of writing there are only seven narratives and one of these is rags to riches. Again this is metaphorical, it does not necessarily have to do with money. Instead it is associated with starting at nothing - this could be knowledge, experience or actual poverty and through the narrative the 'hero / heroine' develop and become rich. Again this may well be in experience, wisdom or physical wealth. The point is that from nothing something is made. It is the sense of transformation and metamorphosis on the journey that gives the pleasure. Have you ever noticed that you set yourself a goal and that goal enables you to grow, expand and challenge yourself? You then hit the goal and yes you are elated and this elation is short-lived because now you have reached a plateaux and it is time for a new challenge - one that is bigger, better and more challenging.
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So you may wonder why I write this - it is simple - I feel the need to inspire others. When you are daunted and doubt that you will make it - keep going.  Notice the voice in your head that says you are being ridiculous and thank it. That being ridiculous is a path to change and growth. When everyone tells you why you can't do it - well show they why YOU can. There are so many times on a journey when you desire to give up and all hope feels lost. It is at that point something seems to be testing you and asking you 'how much do you really want it?' It is at this moment you make your decision. Give up and never know or persevere. Well I can tell you 12 years later perseverance paid off. From nothing my books became something and if I can do it... I know others can. Follow your passion and intuition because a desire or a compulsion to contribute is there for a reason. Secretly you know YOUR own reason for doing something. Why don't you let go of your reasons why not and say 'give it a go - in fact give it your best go!'

Ruby

LINK TO MY BOOKS :
http://www.amazon.co.uk/Ruby-Allure/e/B00M9Y4GAA/ref=sr_ntt_srch_lnk_1?qid=1447793190&sr=8-1