The Five Benefits of Multiple Incomes

The Five Benefits of Multiple Incomes

When any form of financial crisis develops you recognise the importance of establishing multiple incomes. The reason I mention this is the uncertainty that has come from the whole Brexit situation. I have noticed a general consensus of un-ease and people curbing their spending in the environment I work within. Hang on... Work? You're an author aren't you? Well I am and I freely admit that I don't just work as an author. I also work in a large corporation in the capacity of business analyst, social media team leader and a project leader. In fact, whatever the corporation can do to use the skills available then it will. In addition, I worked as a photographer for eighteen years and submitted work to photo-banks and finally I worked as a creative writing lecturer for evening classes. You may wonder why on earth I did all of that. Well I have always been a firm believer in being able to support yourself. There will always be crisis, financial ups and downs and times when you want to sit back and enjoy. Yes there is more to life than money; however, money enables you the freedom to enjoy ]'the more to life.'

After watching the markets this week, I wondered about people and their incomes and their spends. So many people put their money on credit cards in the hope of better times. The way I see it is the best time is now. Times do change; however, facing your finances, modulating your income and being inventive in establishing multiple ways to generate income can become a pleasure. I know people that have foreign students who study English stay in their house. Others allow people to stay in their spare rooms or park on their drives. There are so many ways to generate incomes yet so many individuals become fixed in their financial beliefs and consider only one option. Consider how money can be made on Ebay, it can be made by writing, not just books but articles. Art works, web designs even speaking can all generate incomes and those incomes can be funnelled into paying off mortgages, generating rainy day fund and paying off debt. There are so many ways to make money, it is just a case of putting your mind to it.

I know this is obvious, yet when I speak to people about multiple incomes they say that I am lucky. No it is not luck, it is a decision. You make a decisive decision to determine additional ways to make income and action it. Consider how many hours people sit inanely in front of the television. One of those evenings could be spent generating extra income. That little bit of extra money generated over ten years makes for a sizeable sum.

Over the years I have read plenty of books on the money making subject such as The Rules of Wealth, The Richest Man in Babylon, The Automatic Millionaire, The Four Hour Working Week and Think and Grow Rich - to name but a few. The thing is one can make learning how to make money a hobby and the by-product is moving towards financial freedom. There aren't many hobbies that enable that are there?

So my Five Benefits of Multiple Incomes are:

1. Being able to have money to play with, for rainy days and general reserves.
2. Being able to pay off debt quicker and save quicker.
3. Not relying on one income when the job market is unstable.
4. Learning that money making can be fun, learning adaptable skills and money making skills.
5. Money dictates your tolerance level and reliance on a job. When you have multiple incomes if something annoys you then you have the power to say 'stuff it'.

Enjoy my books at the following link:

http://www.audible.com/search/ref=a_hp_tseft?advsearchKeywords=Ruby+allure&filterby=field-keywords&x=0&y=0

5 of 5 stars A brilliant, well-written, compelling read. 11 Jun. 2016

By LMS#YOM - Published on Amazon.com

This is a fascinating and powerful book that delves into the workings of financial institutions perfectly. After a lot of soul searching and personal debate the main character, Gillian, joins M.O.N.E.Y but then she quickly realises what a cult-like existence it is. Gillian bears witness to the extreme pressure to fit in and become part of the clique, but does she really want to conform? The challenges and demands put upon the ‘chosen’ ones to constantly improve and achieve their optimum is intense. The deceptive tactics used are all a part of M.O.N.E.Y’s control, but then comes the devastating feeling of being owned. Is it all too much for Gillian? Will she survive M.O.N.E.Y? A brilliant, well-written, compelling read.

MONEY FARM PAPERBACK LINK ON AMAZON: https://www.amazon.co.uk/Money-Farm-Ms-Ruby-Allure/dp/151230526X#customerReviews

AUDIBLE LINK: http://www.audible.com/pd/Fiction/Money-Farm-Audiobook/B010BOM9A8/ref=a_search_c4_1_1_srTtl?qid=1467218674&sr=1-1
HELEN IS AN AMAZING NARRATOR!!!!

WRITE.PRODUCE. RELEASE...

WRITE. PRODUCE. RELEASE.

I am very lucky because I have a friend who is quite brilliant. This friend managed to simply accumulate wealth. She does not have to try... Money quite literally gravitates to her. It is amazing. The thing is, because she is removed from the wasted mental energy needed to pay bills and make ends meet, she provides some fantastic insights. Last night's insight was about why we do things. What is our motivation? How does that motivation change as we mature?

Admittedly we have both matured in the last ten years. The way we approach things have changed dramatically. She has watched my writing journey with amusement. In the beginning there were heady ideals and great aspirations which gradually whittled away to become the purity of creation. My delusional ideals were quite hilarious now when I look back; however, they are what drove me to write daily. They motivated me to create discipline and conquer the inner critic, the inner saboteur and the deluded grandiose egotism that demanded that I prove to the world that I was special. I now write anonymously because I have no desire to be known. That is quite a reverse of the dream of standing in the spotlight!

On my journey I realised that I knew less than I thought, that ego was a dick and that actually the outcome is nothing in comparison to the beauty of being immersed in creativity. For me creativity is like being suspended in this beautiful light space where everything is possible. It is a space filled with magic, dreams, laughter and manifestation. I love it there. It has fairies, mythological creatures and all manner of hero waiting to take part in adventures. All the pieces of the puzzle are suspended in all directions and it my job to waft around the creative realm pulling all the pieces together into an adventurous narrative.

Over the years I must have written about forty books. Not bad going. I think about twelve are on the market, the thing is I actually stopped caring about the market, the acclaim or money. I have a good job which takes the pressure off the writing. The funny thing is when you stop caring about money or acclaim they come to you... What I have learned is there is a sense of privilege in being able to provide entertainment for others. There is a great feeling of gratitude in being given a creative idea that can run to completion and more than anything there is the true love of dreaming and imagining.

My friend then, in her own special way, pointed out creativity and writing was the opportunity to 'give' something of you to the world. That creativity is between you and your maker; however, once made you can share your creation with the world. That is why I publish the work - to share and to come to completion. Another great learning is that no one owes you anything, no one needs to read your work and no one owes you an income from what you create... This then leads people to the question then why create at all? THE ANSWER IS JOY AND THAT YOU ARE COMPELLED TO CREATE. Creativity has picked you to be the vessel to transmute an idea into reality. Isn't that a privilege?

This goes back to my friend and her insight: she arrived at a point in her life where she no longer needs to toil. Simplicity became the answer. She came to the conclusion after numerous successes that they meant nothing. The mastery comes from finding beauty in the mundane and when you master that then what do you need? It is funny how we both arrived at the same conclusion from very different paths. I was always competitive and taking part in sports competitions whilst writing books and climbing the career ladder. At the same time she set up businesses, developed property and had a family. Two very different paths but one conclusion - the joy is truly in the journey and learning to be authentic. By taking such paths we are open to learn who we truly are. At first we may aspire to be something or to have something. Yet the journey reveals us all the facets of self. During the journey we discover new pieces of the puzzle which can be slotted into the spaces that needed to be filled. During the journey we see our shadows and conquer our own dragons in search of the treasure. However, we are the treasure and yet we have looked outside for that validation. So with all that in mind, my approach is WRITE. PRODUCE. RELEASE. Today The Hairy Legged Mystery was released on audio. Fantastic job Lisa. Thanks for being the voice of the story! The amazing thing is that it already sells and I guess that is because I loved writing it. Those who have read it say they can feel the fun in it. What more can you want than that? People ask me about the money side of things - that is no longer the motivation - it is nice; however, the royalties become the by-product of the joy I felt in the creation. The value for me now is in creativity because ultimately money is a piece of paper with a stranger's face on that is used for exchange. Money is not the motivation the experience is and that is when things truly changed...

LINK TO THE HAIRY LEGGED MYSTERY ON AUDIO:
http://www.audible.com/pd/Kids/The-Hairy-Legged-Mystery-Audiobook/B01H2HF0XU/ref=a_search_c4_1_9_srTtl?qid=1466104902&sr=1-9

Harnessing the power of your Passion

Harnessing the power of your Passion

Today I have been enjoying everything I feel passionate about... And because of this I thought 'hey why not share the passion and inspire others to live their passion too?' With that in mind, I  created a scribe about passion. In fact I am being passionate about passion. I have to say I could almost bounce about the room. I hope this inspires you. I hope you love it and I hope you access your energy and drive to create great things in this world! Yipee!

Oh and please share on every media available...

I have put calm music on this version because I added music to the first one which charged me and then almost had to go for a run to calm the energy. I know... You know what? Tell me which one you like the best! If you have to go and create something wonderful with the energy it gives you then it has worked! Love it!

You can find my books at the following link: Ruby Allure books on Audible:

http://www.audible.com/search/ref=a_hp_tseft?advsearchKeywords=Ruby+allure&filterby=field-keywords&x=0&y=0

The Nature of People - What is your Nature?

The Nature of People...

 

 

 

 This week has been a week of learning because we all respond to situations in very different ways according to our natures. Consider this situation: It is Christmas and your team mates are all off along with your manager and the only person left is you. However you look at the list of items you are scheduled for on that day and you see that you have not got a single break or chance to go the bathroom in eight hours. How do you react?

This is the situation some of my colleagues have been stuck in and it was actually fascinating watching the response. Some people just got on with it and accepted it was just one day. Another said they were going to phone in sick. Another simply said they would avoid dealing with the situation. Where as me, the usual rebel, would go to the source and demand alternatives whilst referencing H.R. policies. This is when I realised that there was something going on.

During the week I could not help think about people's natures because some of the people I work with are amazingly intelligent and hard workers yet they are so laid back. When I say laid back nothing affects them. They could be in a meeting room and a hornets nest might randomly drop in and there would be no arm flailing; instead, they would get on with their work.

The way some people were so calm perplexed me. So much so that I even asked whether inside they were as calm as they were on the outside and the answer was yes. They just said it was their nature. It was then I realised my 'nature' was firey, energetic, motivated and confrontational. I had spent years trying to suppress what I was; however, it was my nature and that made me passionate, driven, direct and forceful. Then something popped into my head. One of my good friends, a therapist, had been to a Chinese elemental workshop on the nature of the five elements that make up people's natures. You may well find the below interesting because it might provide an insight into your elemental nature along with the benefits and the hindrances. Enjoy!

Fire Natures

The Magician or Wizard who Socialise, Network and Market
Fire is masculine and known as yang in character. The direction that is moves is upwards and energetically expansive. Fire natures are associated with persistence, strength, power and passion yet one of their main hindrances is restlessness.

The character of fire is warm, excitable and filled with enthusiasm and creativity. The negative expression turns up in impulsive behaviours, aggression and impatience. Fire drives you to find the passion to create your life's calling. It is filled with joy, laughter, humour, mischief and playfullness. To identify a fire nature you will notice charm, humour, mischief, excitability, huge energy and drive. They  hate being bored, adapt to change and seem to charge through life at an unprecedented rate. The only thing they really hate is hate because that is their negative emotion which is counter-balanced by joy.

Earth Natures

Negotiators, mediators and recruiters
Ying and Yang balance within the Earth nature. Earth combines both elements of masculine and feminine. The energetic motion moves inwards and centres because it a stabilising energy that conserves. Earth natures are thoughtful, stable, patient, practical and hard working. They are nurturing, help others grow and bring harmony and stability to most situations. Their downfall is stubbornness, selfishness and self-centredness yet their ambition, responsibility and capacity for long-term planning is a nature that is certainly needed. These natures are nurturing, warm, kind and supportive even if they have difficulty establishing boundaries because they can be taken advantage of. This results in worry with is counter balanced by empathy.

Metal Natures                  

The transformer, the alchemist, the lawyer and the judge
Yin is the dominant character in Metal natures, which is feminine. The inward motion of the energy is contracting. The metal element embodies the crystals and mineral realm too. Metal natures enable the breath of life and connect to that experience to enable understanding of self-worth. Metal natures carry deep respect others and themselves. They are ambitious, focused and have clarity of thought; yet metal is a rigid structure, so can be unyielding, belligerent, powerful whilst being determined. The metal natures like minimalism, order, cleanliness and are well contained. They don't like to admit they can be controlling, a little too forceful and set in their ways. The good that comes from this is self-reliance although they tend to handle their problems alone. Their pride will stop them asking for help. Their inner sadness arrives in the form of grief which is offset by a huge amount of courage.

Water Nature

The idealist, philosopher, psychologist, thinker, innovator and entrepreneur
The stillness of the feminine energy that moves downwards is revealed in the conserving water nature. Water is filled with intelligence, adaptability and wisdom. Water is soft and yet fluid in motion yet can be incredibly powerful in terms of floods and storms.

Water natures reveal great resources in terms of tranquil energy, time, and financial ordering. There is a calm approach to financial handling which is neither misery or spontaneous in spending. Water is insightful, still, full of wisdom and rejuvenating which provides mental possibility that result in innovation. Great ideas come from calm tranquillity.

Depending on how the water nature responds to the world, they are usually a little eccentric, a bit reserved and very creative. They can come across as calculating, introverted and not that bothered. The thing is they are watching and evaluating because fear permeates their being yet calm tranquillity off-sets this.    

  

Wood natures

Adventurers, Pioneer,  strategists, directors and analysts.

The dominant energy here is  yang masculine where strength is combined with flexibility. The nature of wood unites generosity, idealism and leadership. The wood nature leads, takes charge and reveals a determined plan of action. The journey of wood seeks to grow, expand and establish its stability. Wood is sensual and evolving and demonstrates its prowess in spring time.

The nature of wood is assertive, direct and driven. They often have a temper, are outgoing, love socialising but a little insensitive. They do have a tendency to put their foot in it. The Wood natures suffer from the negative emotion anger which can be countered with kindness. One of their main virtues is their patience combined with altruism.                                                        

Well this was quite a finding for me. Of course this is not a definitive guide because we are all made up of all the elements. However; I hope you enjoyed it. If you have any comments please post below.

Link to Ruby Allure books on Audible:

http://www.audible.com/search/ref=a_hp_tseft?advsearchKeywords=Ruby+allure&filterby=field-keywords&x=0&y=0

 

http://www.audible.com/pd/Fiction/Love-Hunt-Dating-Game-Audiobook/B015G4ICYA/ref=a_search_c4_1_1_srImg?qid=1448187651&sr=1-1

Come on admit it - as much as we deny it - we ladies like a good love hunt.

We have tick lists, ideals, and we hunt in high-heeled packs. Of course, we're all hunting for that elusive right man who ticks every box and even has tidy nostril hair. Okay maybe not you, but you know other ladies who love the hunt.

Well, it's time for Eva and Gracie to love hunt, and their "targets" are rich men - the golden sperm. Such exciting escapades would provide the pair with entertaining discussions during their dull office hours - or so they thought. What they did not anticipate was the discovery of the "booby man"; humorous but very hard truths about wealth, themselves, power; and the RichIdiot.com phenomenon.

The question remains: can love really be hunted?

 

 

http://www.audible.com/pd/Fiction/Love-Hunt-II-The-Love-Game-Audiobook/B0176Z9Y08/ref=a_search_c4_1_7_srImg?qid=1448187651&sr=1-7

The Love Hunt has returned. Gracie is back on the dating horse after a huge fall in her first tick-list-tastic love hunt.

Her new dating adventures take her and Eva into the depths of "the love game".

In the meantime, Eva, the ultimate Russian gold digger, has come to the conclusion that her poor "village idiot boyfriend" will never be enough. He will certainly not pay off her accumulating debts. She needs a rich man, and that means rich idiot dating.

In The Love Game, Eva and Gracie travel the journey of extreme love learning. On the way, they will discover their love and lust lists, their intrinsic issues, and experience some hilarious and jaw-dropping dates in pursuit of the wealthy ideal.

All of this in the pursuit of love.

The Love Hunt II is on!

Why we need rewards and recognition

Rewards and recognition

 

Would an Olympic athlete compete if they did not win a medal? Imagine all those gruelling hours of training to compete and then… what? How about more hours of training to compete again? The concept of reward for effort is fascinating because it essentially comes down to motivation and why anyone chooses to do anything.

 

 

When you consider motivation the question becomes what really motivates a person? What will keep them hungry and passionate to grow and excel? Numerous studies have revealed that individuals who are rewarded and recognised for going above and beyond are more productive and feel more fulfilled. What’s more, they wish to contribute to an organisation in a more meaningful way. Isn’t that motivation in itself?

 

 

The simplicity of a company-wide email acknowledgment or an announcement in a meeting goes a long way. It makes constant focus and effective work completion worth all that consistent effort. If you add a personal call or the expression of appreciation in person then you will amazed by how much motivational energy is generated. Providing a lunch/dinner/outing for those individuals or teams who have achieved has a huge impact on morale. When an individual genuinely feels that management recognize their contributions to the organization and that they are valuable members of a team working towards a goal then the company they work for feels more than just a place to work.

 

 

The truth is most of us do things to achieve recognition; however, recognising others is just as rewarding! So how are you going to recognise another persons' efforts?

LINK TO MONEY FARM ON AUDIBLE.COM

http://www.audible.com/pd/Fiction/Money-Farm-Audiobook/B010BOM9A8/ref=a_search_c4_1_3_srTtl?qid=1442261913&sr=1-3

 

"Smartly Written, Thought Provoking Read!"

Narration - Helen Lloyd - Kick A$$!
Really Great Narration - Brits and Aussies and Germans and more. Lovely voice to listen to and she even captured the rather robotic nature of the cult-like members of the Money Farm.

This is a really terrific book - and is it bad that for the majority of the book I was thinking "sign me up!" (or at least sign up one of my grand-kids and let me move into one of the retirement neighborhoods).

The Money's are all 'their best selves' due to the nutrition and fitness requirements along with a few other treatments along the way which are tailored to each individual and allow them to reach their full potential. All their needs are met, they have no debts, no worries, they are appreciated and they all live in really nice digs. (like I said...sign me up!)

It's a smartly written and thought provoking book of a Dystopian/Eutopian society where our heroine Jyllian finds her-self jobless with her savings running out. She ends up being selected to join the M.O.N.E.Y.'s as a "breaker" because of her intelligent & rebellious way of thinking. She is to challenge their systems and find ways to break them, all in the name of making them better.

The story follows her and a few other select characters through their introduction to Money, their training, their indoctrination and ultimately through their discovery of what Money's goals really are.

I can't really say much more without giving away too much, but I thought it was a really terrific book. It was hard for me to 'get into it' in the beginning, but I plan to listen to the start again.

It's smartly written and filled with intricate details about these two "worlds". Really an interesting book about the state of the worlds finances! Loved it! I'm actually stunned that I'm only the second review of this book on Goodreads. READ or LISTEN to it! It's a keeper!

 

When Do You Have Your Best Ideas?

When do your have your best ideas?

 

So let me ask you a question: where do you have your best ideas? We were asked this specific question on the dynamic problem solving, lateral thinking and strategic thinking courses. Well this question made me think about thinking…

 

What was interesting was the responses were quite varied and included:

 

·         In the bath
·         In the shower
·         At the gym
·         When I get up in the morning
·         When I go to bed
·         When I am day dreaming
·         When walking the dog
·         Whilst doing the cleaning
·         Whilst gardening
·         When doing a headstand

Do you notice anything? Hmmmmm? I think it is obvious… Okay I will let you know. No one said ‘yes well actually my best ideas come from sitting at the desk.’ Now I am not suggesting we bathe or shower at the desk or even take the dog for a walk around the office. The point is that sometimes you have to change environment to enable you to shift perspective in your thinking. Most offices have gathering areas, atriums or ‘special areas.’  If not then sometimes simply getting up and moving generates ideas too.  Please no shimmying by the coffee machine.

 

 

 

So why is it so important to consider where our ideas come from? Well many companies encourage innovative thinking and some companies have Innovation awards. Innovation is so important because it is through innovation that companies and business progress.  What we see within our business environment on a daily basis isn’t always obvious to those who are not involved. There will always be challenges and situations to fix, so surely finding an easy way to generate ideas would be useful.

 

So here are some top tips for generating ideas:

·         Change environment.
·         Get a group together. The more diverse the group the more experience can be used to idea generate problem solving ideas.
·         Set the target of ‘ridiculous’ and work backwards. By going to the outer mental limit of ridiculous you can then expand your mental boundaries.
·         Make mind maps and enable tenuous links.
·         Work on the ideal outcome. Imagine being at the perfect outcome and work backwards to the problem.
·         Take a view of the valley. This means that when we are in the problem we can’t see the wood for the trees. Attempt to shift perspectives and look at the ‘valley’ from a removed  and objective perspective.
·         Find people who have completely fresh eyes and ask them to ask questions.
·         The post it race. Set the problem, give out post its and get the ideas down in a fast and furious way. GO!
·         Finally utilise a writing prompt within a group. This is when a group of people write as fast as they can without thinking or analysing. The prompt could be:
·          The best way to solve _______________ is to _________________________.

Allow two minutes to ‘free write.’

After that try the following prompt:

A less obvious way to solve___________ is to________________________

When you have your answers each person can read out the ideas and an idea inventory can be compiled for evaluation.

 

Ruby Allure's latest release on audio:

 

  

LINK TO AUDIBLE FOR LOVE HUNT http://www.audible.com/pd/Fiction/Love-Hunt-Dating-Game-Audiobook/B015G4ICYA/ref=a_search_c4_1_4_srTtl?qid=1442567974&sr=1-4

Come on admit it - as much as we deny it - we ladies like a good love hunt.
We have tick lists, ideals, and we hunt in high-heeled packs. Of course, we're all hunting for that elusive right man who ticks every box and even has tidy nostril hair. Okay maybe not you, but you know other ladies who love the hunt.
Well, it's time for Eva and Gracie to love hunt, and their "targets" are rich men - the golden sperm. Such exciting escapades would provide the pair with entertaining discussions during their dull office hours - or so they thought. What they did not anticipate was the discovery of the "booby man"; humorous but very hard truths about wealth, themselves, power; and the RichIdiot.com phenomenon.
The question remains: can love really be hunted?

TO LISTEN TO SOME SAMPLE CHAPTERS FOR FREE - YES FREE!

 

TO LISTEN - SOUND CLOUD https://soundcloud.com/ruby-allure/lovehunt1-sample

 

CHAPTER 1 On SOUND CLOUD http://www.audible.com/pd/Fiction/Love-Hunt-Dating-Game-Audiobook/B015G4ICYA/ref=a_search_c4_1_2_srTtl?qid=1442774344&sr=1-2

 

CHAPTER 2 ON SOUND CLOUD https://soundcloud.com/ruby-allure/02-lovehunt1-ch02

CHAPTER 3 ON SOUND CLOUD https://soundcloud.com/ruby-allure/03-lovehunt1-ch03


PAPERBACK LINKLink: http://amzn.com/151727088X